1. Introduction
Welcome to KeepKonto ("App", "Service", "we", "us", "our").
KeepKonto is available via the website https://keepkonto.com and related applications. By accessing or using the Service, you agree to be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, you must not use the Service.
2. Service Provider Information
The Service is operated by:
- Pooya Moradi Motlagh
- Also known online as Pooya Deperson
- Independent entrepreneur
- Location: Rome, Italy
- Contact email: legal@keepkonto.com
KeepKonto is operated as an independent digital service and is not affiliated with any governmental, banking, or financial authority.
3. Description of the Service
KeepKonto provides digital tools and services intended to help users organize, manage, and interact with information.
The Service is currently offered free of charge. We reserve the right to modify, expand, limit, or discontinue any part of the Service at any time.
4. No Financial or Regulated Services Disclaimer
KeepKonto is not a bank, payment institution, financial intermediary, or regulated financial service provider.
- We do not hold user funds
- We do not provide investment, banking, accounting, or tax advice
- Any information provided is for general informational purposes only
- Users remain fully responsible for how they use the Service and any decisions made based on the information provided.
5. User Accounts
To access certain features, users may be required to create an account.
By creating an account, you agree that:
- The information you provide is accurate and up to date
- You are responsible for maintaining the confidentiality of your login credentials
- You are responsible for all activity that occurs under your account
We reserve the right to suspend or terminate accounts that violate these Terms or misuse the Service.
6. Acceptable Use
Users agree not to:
- Use the Service for unlawful purposes
- Attempt to gain unauthorized access to systems or data
- Interfere with or disrupt the Service
- Upload malicious code, spam, or abusive content
Violation of these rules may result in account suspension or termination.
7. Intellectual Property
All content, software, design elements, logos, trademarks, and materials related to KeepKonto are the exclusive property of Pooya Moradi Motlagh, unless otherwise stated.
You may not copy, modify, distribute, sell, or exploit any part of the Service without prior written permission.
8. Privacy and Data Protection
Your privacy is important to us.
Privacy-First Approach: KeepKonto is designed with data minimization principles. We collect only the minimum personal information necessary (email address) for authentication and account access. We do not collect names, addresses, phone numbers, government IDs, or banking credentials. We have no intention of identifying users as real-world individuals.
Personal data is processed in accordance with:
- EU General Data Protection Regulation (GDPR)
- Applicable Italian data protection laws
Please review our Privacy Policy, which explains:
- What data we collect (and what we don't collect)
- Why we collect it
- How we protect your data
- Your rights as a data subject
- Our commitment to data minimization and user privacy
9. Availability and Changes
The Service is provided on an "as is" and "as available" basis.
We do not guarantee that:
- The Service will always be available
- The Service will be error-free or uninterrupted
We may update or change these Terms at any time. Continued use of the Service after changes means acceptance of the updated Terms.
10. Limitation of Liability
To the maximum extent permitted by law:
- We are not liable for indirect, incidental, or consequential damages
- We are not responsible for data loss, service interruptions, or third-party actions
- Use of the Service is at your own risk.
11. Termination
You may stop using the Service at any time.
We reserve the right to suspend or terminate access to the Service at our discretion, without prior notice, if these Terms are violated.
12. Governing Law and Jurisdiction
These Terms are governed by and interpreted in accordance with Italian law.
Any disputes shall be subject to the exclusive jurisdiction of the courts of Italy.
13. Contact
For legal or support inquiries, please contact: